Please read these notes carefully. By accessing the website ("Website") of GFO Portfolio Management & Consulting AG, Jenatschstrasse 1, 8002 Zurich, or its affiliated companies ("GFO"), you declare that you have understood and accept the following terms of use and legal notices in connection with this Website and the elements contained therein.
Advertising
This website is an advertisement and is for information purposes only. Users of this website are requested to read the following information carefully and to take it into account.
Restrictions
Access to products, services or information may be restricted to certain persons by local regulations, in particular persons and companies based in the United States, Canada, Japan or the United Kingdom. Persons who are subject to such prohibitions are not permitted to access this website. This website is not directed to any person who is prohibited from accessing it due to restrictions applicable in their jurisdiction. Please contact a competent advisor for further details.
No offer
The information and opinions published on this website do not constitute a solicitation or offer to buy or sell securities or other investment products, nor an invitation or offer to engage in any other transactions. They are for information purposes only. The information and opinions available on this website are not to be understood as recommendations or decision-making aids for the investment and other decisions of the investor and are in no way of an advisory nature. Investors are called upon to seek advice from their client advisor, to make their own clarifications or to obtain further information before making an investment decision. If a person invests in an investment product without direct contact solely on the basis of the information on this website, there is no additional duty to provide advice and the duty to provide advice is therefore deemed to have been fulfilled.
Risks
Users of this website are requested to inform themselves about the risks involved in securities trading. We expressly recommend that you read the Swiss Bankers Association's risk information brochure "Special Risks in Securities Trading", which contains information on the risks involved in securities trading. We draw the investor's attention to the fact that past performance is no guarantee of future results. The value of an investment can rise or fall at any time. It is possible that a position cannot be liquidated in time before a loss is incurred. Due to the possible fluctuations in value to which the invested capital may be subject, it is possible that the investor may not recover the capital initially invested. If investments are made in foreign currencies, they are also subject to currency fluctuations. In any case, you should not enter into any securities transactions without being fully aware of the associated risks and having gained an understanding of the financial viability of substantial losses. In particular, we recommend that you do not make any investments without professional advice.
Retrocessions
GFO's business policy is to allow the collection of retrocessions from third parties. The GFO negotiates the handling of the collection of retrocessions in advance with its clients in the respective contracts and informs them accordingly.
The GFO may pay retrocessions or rebates to third parties in connection with the distribution, offering or placement of the investment funds managed by the GFO. These payments are taken in full from the fees to which the GFO is entitled and do not result in any additional charge to the client's assets.
Remuneration policy
The GFO has issued internal regulations for the remuneration of its employees and governing bodies. The purpose of these regulations is to ensure that the GFO complies at all times with all legal and regulatory requirements, internal guidelines and market standards as well as rules of conduct with regard to remuneration. The regulations have the following objectives in particular:
- Protect the interests of customers, investors and shareholders;
- Promote and protect the reputation and the sustainable and long-term development of the
company;
- Prevent breaches of regulations that could lead to legal and regulatory sanctions, financial losses or reputational damage; and
- Preventing inappropriate risks from being taken in order to achieve short-term success.
Taxes
GFO's services do not include advice on the client's tax situation or legal advice. The client's tax situation in his country of domicile is not the responsibility of the GFO, but that of the client. GFO recommends that the client obtain appropriate advisory services from a local tax specialist or legal advisor. The client is responsible for ensuring that the assets currently and in the future held at the bank and the income, capital gains and the like generated with them are properly declared to the competent tax authorities and will continue to be properly declared in the future. The client is responsible for all tax liabilities in connection with the assets managed by the asset manager.
Warranty and liability
GFO takes the necessary technical and organizational precautions in the design and operation of its websites to ensure their operation. Nevertheless, errors such as loss or falsification of data, virus attacks, operational interruptions, etc. cannot be ruled out. In particular, there is a possibility of deviations in automatically generated and displayed data. Access to the websites is at the user's own risk. In particular, GFO does not guarantee that the website will function or that it will function without errors. Nor can it guarantee that the website or the respective server is free from viruses or harmful components.
GFO also expressly reserves the right to interrupt access to the website until such time as security risks are identified or, in serious cases, to block access. Any liability of the GFO for any damage or consequential damage resulting from the interruption or blocking is excluded.
The GFO websites may contain links to other websites. GFO has not checked these websites and accepts no responsibility for their content, the products, services or other offers made on them or for compliance with data protection regulations. The activation of a link is always at the user's own risk.
Any liability of GFO, in particular for financial losses from investment activities, as well as for damages or consequential damages resulting from access to its websites or to individual elements of websites or their use (or from the impossibility of access or use), is excluded.
Copyright
All elements on the GFO websites are protected by copyright and belong exclusively to GFO (© 2021 GFO AG, all rights reserved). The downloading, printing, copying, saving and editing of website content, in whole or in part, is permitted for private use only.
If elements are reproduced in whole or in part in any form, electronically or in writing, express mention of GFO is required. Copyright notices, brand names and other legally protected designations may not be altered or removed.
The complete or partial reproduction, electronic or other means of transmission, modification, linking or use for public or commercial purposes is prohibited without the prior express consent of GFO. The copyrights of third parties are reserved.
Registration and processing of data
When you register on the website or submit information via website forms, some personal data is collected, such as your name, address, telephone number and email address. We may also send you information and offers tailored to your profile. We also send our registered users periodic newsletters with product and background information. You can unsubscribe from these newsletters at any time. Registered users have the option to change or delete the data provided during registration at any time and to revoke or refuse their consent to data processing. In order to be able to serve our customers, we require additional personal
information about customers and their financial circumstances. Our processing of data is based exclusively on our legitimate interests in staying in contact and communicating with you as a potential client or business partner, or in looking after you as a client or business partner. Of course, we will also provide you with information about the personal data we have stored about you at any time. We will also be happy to correct or delete this data at your request, provided there are no statutory retention obligations to the contrary.
To contact us in this regard, please use the contact details provided in this legal notice. When users leave comments on our website, the time they were created and the user name previously selected by the website visitor are stored in addition to this information. This is for our security, as we can be prosecuted for unlawful content on our website, even if it was created by users.
Data protection
You can exercise the following rights at any time at the GFO AG compliance office(barbara.boetschi@gfo-pm.ch):
- Information about your data stored by us and its processing,
- Correction of incorrect personal data,
- deletion of your data stored by us,
- Restriction of data processing if we are not yet permitted to delete your data due to legal obligations,
- objection to the processing of your data by us and data portability if you have consented to the data processing or have concluded a contract with us.
have concluded a contract with us.
If you have given us your consent, you can revoke it at any time with effect for the future.
You can also contact the supervisory authority responsible for you at any time with a complaint. We only process your personal data for the purposes stated in this legal notice. Your personal data will not be transferred to third parties for purposes other than those stated.
Email communication
Please note that email communication is generally open and unencrypted. It cannot therefore be ruled out that data sent or received on this website can be viewed by third parties and that contact with parties communicating in this way can be traced. Confidentiality in e-mail communication is therefore not always guaranteed.
Applicable law and place of jurisdiction
All legal relationships arising from access to the GFO websites are subject to Swiss law. The exclusive place of jurisdiction is Kilchberg ZH.
Subject to change
GFO expressly reserves the right to change information on its websites at any time without prior notice.
